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25 Creative Ways To Save Money [Right Now]

Raise your hand up if you want to learn a creative way to save money right now.

Here, you will learn how to save money right now.

Money is an indispensable commodity to man; There is hardly anything one can do in this world without it, to fulfil marital and family responsibility, acquire knowledge, engage in trade and business, set up company, advertise products for sale, in the heart of people and become hard to ignore in the society require purchasing power.

The commodity does not grow as tree nor is it plucked as fruit, rather it is created through profitable business and investment.

Creating wealth through economic activities such as buying and selling requires having a solid saving to bankroll it and here are the creative way to save money right now.

However, keeping some portion of one’s hard-earned money for production purposes has always been difficult especially under harsh economic conditions where people labour to feed their mouth.

As daunting as it may look, banking a meaningful amount of your income with a view to investing it, in order to be secured from the pains of poverty.

25 Creative Ways To Save Money

1. Reduce Your Food Consumption

Reduce Your Food ConsumptionFood is a basic necessity of life but does not commit too much of your resources to it.  Make a certain portion of your income for food and save the remaining for further use.

This is the best method to save money in a jar and to move away from poverty.

2. Avoid Assorted Meat, Expensive Fish and Eggs on Your Dishes

Avoid Assorted Meat, Expensive Fish and Eggs on Your DishesAvoiding assorted meat, expensive fish and eggs on your dishes is another creative way to save money in a jar right now.

Instead of having a variety of meats combined in your plate of food, seek one and a piece, not two or more pieces.

Buy less expensive fish and not otherwise. Do not eat many eggs; one can do following these patterns will allow the opportunity to save.

3. Avoid Soft Drinks When Water Is Available

Avoid Soft Drinks When Water Is AvailableAside from the fact that soft drinks consume more money, it has a devastating effect on your health while water is cheap and helpful to the body.

A sachet of pure water is 50cl and cost #5 to procure. A 35cl bottle of Coca-Cola, 15cl less to a sachet of pure water, cost #100. Thus, instead of spending #100 to procure Coca-Cola drink, spends #5 on sachet water and save #95.

This can be multiplied depending on the unit of both items procured. This is another creative way to save money right now.

4. Avoid Eateries or Expensive Restaurants

Avoid Eateries or Expensive RestaurantsThis is another way to save money in a jar right now. Do not develop the habit of being a regular visitor of eateries or expensive restaurants either alone, with members of your family, friends or any other associates with a view to making them happy to the detriment of your future. Finds less expensive but nutrient-rich food at your locality.

5. Grow Your Food

Grow Your FoodIt is always advisable to grow some of the food items you need to reduce your expenses on them for example, you can utilize available space within your compound or a place not too far from your reach, to plant and harvest vegetables, pepper, tomatoes etc.

this small scale for many will help to cut your spending and gives room for saving in jar right now.

6. Engage Yourself in Agricultural Business

Engage Yourself in Agricultural BusinessEngaging yourself in agricultural Business is another way to save money in a jar right now. You can rear cows, goats for sales, buying and selling of agricultural produce, trade-in fertilizer etc. they will help your wealth to grow.

7. Engage in Fishery

Engage in FisheryThe fishery is one of the growing businesses that many people are driving into now. The opportunity available in fishery includes selling of fish, it rearing processing and marketing.

You can invest your money in these areas to boost your wealth. This will not only allow you to save money in a jar right now and also make the opportunity of another wealth possible.

8. Engage In Trading

Engage In TradingTrading is another treading way of saving money in a jar right now because people are outside they’re making money through trading.

Instead of using your salary for food consumption, use it for buying and selling of goods to make more money. You can buy goods from where it is cheap and sell it at a place where the price is high.

9. Do Not Buy Expensive Body Wear and Footwear

Do Not Buy Expensive Body Wear and FootwearStaying away from expensive body wear and footwear is another creative way to save money in a jar. Everyone wants to look fashionable, splendid in appearance and attractive to people.

Hence, he/she prefers expensive attire and shoes to the cheap stuff.

The habit of this kind may not permit you to save much, less investing the savings in a productive business that will help to secure your future.

10. Avoid Keeping Many Clothes and Shoe

Avoid Keeping Many Clothes and ShoeDo not buy many clothes, shoes and keep them for fashion display except they are to be sold to race in profit. When you avoid purchasing many clothes, and shoe, it another creative way to save money in a jar right now.

11. Do Away With Expensive Caps or Headgear

head gearBuy less expensive but quality cap or headgear. Manage them for a long period of time and save the money that would have gone for a long period of time and save the money that would have gone for it in every occasion you are invited to for another utility.

This is another creative method to save money in a jar right now.

12. Do Not Spend More on Body Make-Up

Do Not Spend More on Body Make-UpBody make up is a common phenomenon among women rock and it gulps money. In an attempt to look presentable to the public lashes. Each of these services can make women part away with a minimum of $50.

If she is abstaining from it she will be able to save the same amount. If $50 meant for the day-to-day makeup is saved, she would end up becoming $18,000 richer.

This amount can be used for small scale farming that can yield her multiple returns.

13. Avoids Expensive Adornment

Avoids Expensive AdornmentNecklace, earrings, finger rings etc. adornments that add values to our appearance but not gold, silver or bronze materials.

Each of them differs, in term of price to the other. It is advisable to ignore them all since they are not part of our basic needs.

However, if there is needs to have it. Buy bronze type because the type is the lowest. This is another creative way to save money in a jar right now.

14. Don’t Join Bad Wagon

Avoid being in the company of those who are ready to spend their last money to get everything that has become a vogue in society.

Understand your condition, ascertain your financial strength, consider your take-home salary, profit or income, think of your domestic and emotional responsibilities that need your financial commitment, commit a certain amount of your money into savings before eyeing to have everything that is fashionable in your society.

15. Shuns Keeping Car for Pleasure

Shuns Keeping Car for PleasureMoving away from keeping a car for pleasure is another creative way to save money in a jar right now. It is the desire of everybody to have his/her personal car for easy movement from one place to the other.

An automobile requires fueling, repairing and general maintenance which consumes money.

It may turn out to be a liability to those who use it for pleasure because they would have to draw from their salaries to care for its servicing. Commercializing it and use the income accrual to you for another lucrative business.

16. Don’t Keep More Television in Your Home

Don’t Keep More Television in Your HomeMoving away from more television in your home is a creative way to save money in a jar, for future purposes. Keeping more television without useful purpose, drain your purse.

Television is one of the electronic gadgets that keep you connected with the world. Having it in your room make it easy for you to be current in domestic and external events issues and happenings around the globe.

Its maintenance requires money, the more you have, the more money it drains out. Save your unnecessary spending on television sets and maintenance by having one or two, one for the house and the other for office.

17. Buy Quality but Less Expensive Phone

Buy Quality but Less Expensive PhonePhones as a means of communication have helped us to reduce the burden of travelling or crossing distances and its inherent dangers. With a phone at hand, you can from Nigeria travel as far as Australia, regarded as the farthest place on earth, in just a minute.

Moving away from an expensive phone is a creative way to save money in a jar. However as good as it may be, buying expensive type or keeping more of it in your possession may be of disservice to you. Discard all but one or two, use the profit of the sales for business purposes and start making thousands, millions and more.

18. Do Not Imbibe the Culture Of Buying Credit Card To Call For Nothing

Do Not Imbibe the Culture Of Buying Credit Card To Call For NothingBuy and load it when there is an important call to be made. Examples of such calls include business call, information seeking call and knowledge inquiring call.

Save money that you often for unnecessary calls and invest it to make more money.

19. Avoid Keeping Parasite As Friends

Avoid Keeping Parasite As FriendsThey eat, drink and rely on you virtually for everything but give you nothing in return. Such friends are a liability to you and may not be helpful to your cause.

Help them both creative ideas of how to create wealth, Shrink your financial responsibilities on them and save what would have other sense gone to them for productive purpose.

20. Embrace Wealthy

Embrace WealthyThe people you mingle with matters a lot. Try to embrace wealthy, magnanimous, generous and supportive friends who may put you on the path of success and you will end up saving money for future purposes.

21. Stop Attending Parties or Organizing Flamboyant Party

Stop Attending Parties or Organizing Flamboyant PartyPutting ends to the expensive party is another creative way to save money in a jar right now. When expecting nothing in return.

People may attend or organize a party usually spend a huge amount of money. Party goers need to procure the required attire for the occasion.

Bear the cost of transportation while those that organize the events will provide food, drinks and other things to make the party memorable.

To escape the huge amount of money that goes into making an appearance or organizing a party, give both red cards.

22. Do Not Make Yourself Available in Every Occasion

Do Not Make Yourself Available in Every OccasionWhere you are expected to spend much, promote a culture of restraint and concentrate much of your resources or productive business, try to dodge or don’t make yourself available from such occasion.

By doing this, you will certainly save money for future references.

23. Moderate Your Finance

Moderate Your FinanceModerating your finance is another creative way to save money in a jar. Although moderating your finance requires some level of financial discipline.

Do not spend when it is not necessary to do so, analyses your spending, promote a culture of self-restraint and self-belief.

24. Make Saving a Tradition

Make Saving a TraditionNo matter what you earn, let savings be your habit. If you imbibe this habit, it will help you to boost your savings and make the investment a possibility.

Make savings a tradition will help to save money.

25. Have a Financial Plan

Have a Financial PlanHaving a financial plan that guides you on how to spend, what items to buy and at what cost, how much money is available to you a month and what percentage should go into savings.

This thinking cannot be possible without a financial plan.

SUMMARY

Money is an indispensable commodity to man, There is hardly anything one can do in this world without it but the creative way to save money in a jar right now are listed above.

Therefore, it is very advisable and compulsory for man to save money in a jar right now. Like I use to say, poverty is a bastard. So, to stay away from poverty and become rich, you have to work on your savings.

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